Terms & Conditions 

Trading In Color & Black Girls Trade Too LLC. Terms and Conditions

Please read these Terms and Conditions ("Agreement") carefully before using the Trading In Color platform ("the Platform"). This Agreement sets forth the legally binding terms and conditions for your use of the Platform and any services provided therein.

1. Introduction

Trading In Color operates as an online educational platform that teaches financial market strategies. By accessing or using the Platform, you agree to comply with and be bound by this Agreement. If you do not agree to these terms and conditions, you must not access or use the Platform.

2. Investment Disclaimer

2.1 The information provided on the Trading In Color platform, including but not limited to articles, videos, webinars, and any other materials, is intended for informational and educational purposes only. It is not personalized investment advice, and Trading In Color does not provide specific trading or investment recommendations.

2.2 The information provided by Trading In Color is based on the analysis, research, and opinions of the Company's contributors and experts. However, the Company makes no representations or warranties, either express or implied, regarding the accuracy, completeness, or reliability of the information presented. The content may contain errors, inaccuracies, or outdated information, and the Company disclaims any liability for any such errors or omissions.

2.3 Investing in financial markets involves risks, and past performance is not indicative of future results. Content does not consider individual financial circumstances. Users are encouraged to seek professional advice.

2.4 Examples, case studies, or hypothetical situations are for illustrative purposes only and do not guarantee future performance.

2.5 Trading In Color does not endorse or recommend any specific investment products or strategies.

2.6 Users acknowledge full responsibility for their investment decisions and agree to hold Trading In Color harmless from any losses.

3. User Accounts

3.1 Users are responsible for maintaining the confidentiality of their account credentials. Users are limited to one (1) IP address. If Trading In Color detects access outside of this limitation, access will be terminated immediately.

3.2 Access is contingent upon timely payments.

3.3 Users will have access to material for an additional six (6) months IF the course is completed within the assigned 8-week timeframe. Lifetime access applies to SRT-Lite / Self-Pace ONLY when purchased as an upgrade at checkout.

3.4 If the mentee in SRT-Lite finishes before 90 days, they must pass the Final Assessment with an 80% or higher or wait until the 90-day maturity date to exercise any guarantee.

Completion is determined by fully completing all required actions set forth in the course.

4. Payment Terms

4.1 Payments are non-refundable unless stated in the guarantee agreement.

Accepted payment methods exclude American Express and paper checks.

3-pay options constitute installment agreements.

Late payments incur a 15% late fee after 24 hours.

Access is suspended until payment is received.

Payments recur every three (3) weeks unless otherwise stated.

5. Get Funded Agreement

5.1 Requirements include:

• Program completion

• 80% group coaching attendance (if applicable)

• 100% private sessions (if applicable)

• Minimum 60% final assessment score

5.2 Three challenge attempts are permitted. Failure results in a partial refund of $150–$250 depending on program.

5.3 Journey to Wealth guarantees are handled entirely by the third-party provider.

6. Monthly Payment, Access, Completion, and Inactivity Clause

6.1 Monthly payments are automatically charged.

6.2 Payments recur monthly until course duration ends.

6.3 Adjustments require one (1) week notice and are not processed mid-billing cycle.

6.4 No refunds or adjustments for unused portions.

6.5 Completion of the full course duration is mandatory.

6.6 All payments are non-refundable.

6.7 Stop Resisting and Trade Your Way-Lite:
Mentees receive six (6) months of access only if the course is completed within 90 days. 

6.8 Stop Resisting and Trade Your Way:
Mentees receive lifetime access only if the course is completed within 90 days. 

6.9 Inactivity, Forfeiture, and Re-Enrollment Policy

6.9.1 Mentees enrolled in Stop Resisting and Trade Your Way are granted a ninety (90) day course completion period beginning on the official start date.

6.9.2 Inactivity includes failure to log in, participate in coursework, attend required calls, submit assessments, or otherwise engage with the program.

6.9.3 If a mentee becomes inactive and allows the 90-day completion period to expire without meeting course requirements, all associated benefits—including lifetime access—are permanently forfeited, regardless of prior eligibility or promotional offers.

6.9.4 Once forfeited, lifetime access will not be reinstated under any circumstances.

6.9.5 Should the mentee later choose to continue or return, they must re-enroll and repurchase the course in full at the then-current rate.

6.9.6 No extensions, pauses, freezes, or exceptions will be granted for inactivity or failure to complete within the allotted timeframe.

6.10 Trading In Color reserves the right to terminate participation for violations or unethical conduct without refund.

6.11 By enrolling, students acknowledge responsibility for managing time, participation, and completion.

7. User Conduct

7.1 Users must act with integrity.

7.2 Sharing credentials or content is prohibited.

8. Privacy and Personal Information

8.1 Personal data is collected for company use only and not shared except as required by law.

9. Intellectual Property

9.1 All content remains the property of Trading In Color.

9.2 Unauthorized distribution results in termination and possible legal action.

10. Dispute Resolution

10.1 Disputes must be submitted via email within fourteen (14) days.

11. Legal Actions

11.1 Trading In Color may pursue legal action for violations.

12. Governing Law and Jurisdiction

12.1 This Agreement shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.

12.2 Any legal action, claim, or proceeding arising out of or relating to this Agreement, the Platform, or the services provided by Trading In Color shall be brought exclusively in the state or federal courts located within the State of Michigan, and the parties hereby consent to the personal jurisdiction and venue of such courts.

13. Changes to Agreement

13.1 Continued use constitutes acceptance of updates.

14. Lifetime Access Offer

14.1 Lifetime access is governed by these Terms.

14.2 Eligibility is determined by Trading In Color.

14.3 Offers are non-combinable.

14.4 Course content may change.

14.5 Users must comply with conduct standards.

14.6 Lifetime access is contingent upon timely completion and adherence to Section 6 requirements. Trading In Color reserves the right to remove access for violations.